Get Connected!

Priority One Bank’s Connected Checking 

  

 PriorityOne Bank has teamed up with BancVue to bring Connected Checking, a free checking account with monthly iTunes^® or Amazon.com^® downloads and ATM fee refunds.

Connected Checking is a free checking account that refunds $10 in iTunes or Amazon.com downloads per monthly qualification cycle when customers meet a simple set of qualifications. These refunds cover everything iTunes and Amazon.com offers including music, movies, books, TV shows, and iPhone and iPod applications. The account also has ATM fee refunds, no minimum balance to earn, free internet banking and free bill pay.

“This product empowers us to reach a younger more wide-spread audience,” said Whitney Barnes, Information Systems Officer at PriorityOne Bank.  “This is crucial for any community bank that wants to remain vital and relevant to the next generation of customers.”

Connected Checking was developed by BancVue to support both community financial institutions and account holders. BancVue’s suite of accounts maximizes bank efficiency and reduces operating expenses. PriorityOne Bank encourages customers to participate in Connected Checking, thus passing along those savings in the form of downloads to the customer.

Connected Checking offers customers significant rewards:

·         $15 in iTunes or Amazon.com downloads just for signing up

·         $10 in iTunes or Amazon.com downloads per qualification cycle

·         ATM fee refunds up to $4.99 per item

·         No minimum balance to earn

·         No monthly service fee

·         Free internet banking and bill pay

Just do these simple things each monthly qualification cycle:

• Have at least 10 check card purchases post and clear
• Access internet banking

·         Receive eStatements

If the Connected Checking customer does not meet all the qualifications in a given cycle, they still enjoy a free checking account with free internet banking and bill pay. There is a $50 minimum balance to open but no minimum to maintain and absolutely no service charge for the Connected Checking account. Connected Checking is for personal checking accounts only.

About PriorityOne Bank

In recent years, PriorityOne Bank has experienced considerable growth, while still retaining the friendly, approachable persona and hands-on banking style that have long defined our bank. With an expanding customer base at branches dotting the Highway 49 and I-20 corridor from Hattiesburg to Brandon to Morton, our ability to retain this delicate balance of high-tech and high-touch banking is a direct result of the autonomy we give each of our branch locations. Offering big bank sophistication with small town values, PriorityOne Bank is a safe haven in an increasingly impersonal banking world. We’re the one you need. We’re the one you know.

About BancVue

BancVue® provides innovative products, marketing, consulting, training and multi-channel online strategies to community financial institutions. A research-driven company, BancVue applies product innovation to lifestyle finance management, online account opening, search engine optimization, content and lead management and search marketing. Offerings like Kasasa®, a national brand of superior products, deliver controlled new account growth, increased non-interest income, higher profitability and greater retention. BancVue has also joined Wolters Kluwer to provide the first-of-its-kind compliance warranty for the process and disclosures of an online account opening system (INMO®). BancVue currently serves nearly 1,300 community banks and credit unions nationwide.

 *Minimum to open account is $50. Earn $15 in iTunes® and Amazon® download refunds with initial account opening regardless of qualifications. Earn $10 in iTunes® or Amazon.com® download refunds each cycle the minimum qualifications are met. Downloads must be purchased with your debit card associated with your Connected Checking account. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon Inc. Apple, Inc. and Amazon Inc. are not participants in or sponsors of this program. Domestic ATM Fee refunds up to $4.99 per item provided only if qualifications are met during the monthly qualification cycle.

Mobile Banking App!

The Holidays are here; and with them comes the need to be aware of your financial situation at a moments notice, just in case you happen upon that perfect Christmas gift that you just have to buy! With PriorityOne's new Mobile Banking App, you can quickly and securely check your balance, transfer funds and pay your bills all from the convenience of an easy to use application. You can also contact PriorityOne and locate your nearest branch or ATM in a matter of seconds! So go ahead, get your smartphone what it wants for Christmas and SHOP ON!

Android app available now, iPhone app coming soon!

Happy Boss's Day!

Happy Boss's Day to all of our managers and officers! Thanks for all you do 

to make PriorityOne Bank a success!

Ever wonder where Boss's Day came from?

History:

The origin of Bosses Day dates back to 1958. Patricia Bays Haroski, an employee at State Farm Insurance Company in Illinois, registered it with the U.S. Chamber of Commerce. Ms. Haroski chose the date because it was her father's birthday. Who was her boss? ....her father. 

---

What Makes a Good Boss?

Here are some attributes people say make for the best boss:

• Fair
• Honest
• Understanding
• Approachable
• A good communicator

FinanceWorks Coming Soon!

Keep track of all your accounts from one secure location using our new personal finance manager, FinanceWorks! Starting in November you can use your POB online banking sign-on to  pull in account information and balances from any account at any bank and keep track of them all in one place. This innovative new tool also helps you with budgeting and tracking where your money is going. Click below to see an online demo on how FinaceWorks really works!

PriorityOne Still Offers FREE Checking Options

Read below to learn about some changes that are coming to many “big banks” in the near future, then visit https://www.priorityonebank.com/checking.html to learn more about our free checking options and how our community bank can serve you.


Trustmark to roll out new checking account options
ClarionLedger.com --- http://www.clarionledger.com/article/20111006/BIZ/110060335/Trustmark-roll-out-new-checking-account-options?odyssey=mod|newswell|text|Home|p

"Some Trustmark National Bank customers could incur a $5 monthly service charge starting Nov. 1 as the bank rolls out its new checking account options.

Customers with Positively Free Checking accounts will be converted to Smart Choice Banking. Customers can avoid the $5 monthly service charge with a $1,000 average balance, 10 debit card transactions or a direct deposit of at least $100.

Trustmark, which controls about 13 percent of the Mississippi market, is the latest bank to modify its free checking structure as institutions nationwide work to make up revenue lost from new regulatory rules.

Senior Vice President Barry Planch says a number of Positively Free Checking customers maintain low balances and use debit cards sparingly. However, those same customers often use services such as Trustmark's call center that cost the bank money to maintain.

"We're in a situation where we're making nothing on them," Planch said of Positively Free Checking.

Planch said Smart Choice Banking should offset some of those bank costs, but he's not expecting a "substantial revenue boon" for the bank as many customers meet one of the qualifiers and would escape the monthly charge.

In a letter dated Oct. 1, Trustmark informed Positively Free Checking customers that they will continue to receive benefits such as free Internet banking and bill pay, free debit cards and unlimited check writing. Account numbers and account access will remain the same.

Other new options include a Simply Free Banking account, which has limited access and no monthly service charge, and a Total Value Banking account, an interest-paying checking account with a $6 monthly service charge.

Planch said Trustmark's management team meets biweekly to review the bank's product line. The bank is keeping a close eye on federal regulation changes that have caused some banks to adjust fees and services.

Regions Bank is one of several larger banks that have added a monthly charge for customers using debit cards. Regions charges some customers $4 a month.

Banks are making up dollars lost when the government lowered how much they could charge retailers when a person uses their debit card.

Wells Fargo, Chase, Citibank and SunTrust have added or are testing debit card fees.

Trustmark has no plans to introduce debit card fees, said Melanie Morgan, a senior vice president and company spokeswoman.

Planch said he couldn't say that Trustmark will never introduce debit card fees, "but I can say that you won't see us come out with a debit card fee next month."

BancorpSouth also has no immediate plans to introduce debit card fees, spokesman Randy Burchfield said.

The Tupelo-based bank last year rolled out its My Way checking account. A $5 monthly service charge is waived if customers maintain a minimum daily balance of $100, make at least five debit card transactions or sign up for direct deposit, similar to Trustmark's new qualifiers."

-Clairon Ledger, October 2011


- Posted using BlogPress

Big Changes at PriorityOne Bank

PriorityOne Bank's Odean Busby Appointed as Executive Chairman; Robert Barnes as President and CEO

Odean Busby Robert Barnes

Magee, MS --- PriorityOne Bank announced that its board of directors has appointed Odean Busby as Executive Chairman of the Board and Robert J. Barnes as President and Chief Executive Officer. Both Busby and Barnes have served in executive management positions with PriorityOne for many years. Mr. Busby will continue to serve in numerous capacities throughout the bank and Mr. Barnes will assume the day to day management responsibilities of the organization.

Busby joined PriorityOne Bank as President & CEO in1980. He has served in this capacity,and later as Chairman of the Board, for the past 31 years. The bank under his leadership has grown to over $510 million with 11 branches in five counties in South Mississippi. Also operating under the PriorityOne umbrella are PriorityOne Mortgage, PriorityOne InsuranceAgency, and PriorityOne Financial Services.

Busby currently serves as Treasurer of the Mississippi Bankers Association, Director of First National Bankers Bank, Baton Rouge, LA,Chairman of the Mississippi Guaranty Pool Program, Director of Simpson County Economic Development Foundation, Director of  Health Trust Foundation, and as a re-nominated member of the Board of Trustees of William Carey University.

A graduate of  Taylorsville High School and Jones County Junior College, Busby also earned a degree in Banking and Finance from the University of  Southern Mississippi. He is a graduate of the Mississippi School of Banking, which is held at the University of  Mississippi, and the Graduate School of Banking at Louisiana State University.

He and his wife, Glinda are the parents of two children and three grandchildren. They are both active members of First Baptist Church,Magee, MS

Robert J. Barnes joined the bank as a teller in 1983 while attending the University of Southern Mississippi. After graduating with a BSBA in Banking and Finance, he continued with the bank as a loan officer. Since then he has served as Branch Manager, Division President and as the Chief Lending Officer for the bank. He currently serves on the Board of Directors of PriorityOne Bank, PriorityOne Capital Corporation and Copiah-Lincoln Community College Foundation.

Barnes is Past President of the Simpson County Development Foundation, the Magee Chamber of Commerce and the Magee Lions Club. Actively involved in civic activities, Barnes has served as Chairman of  Magee Adopt-a-School program and as a founder of the Youth Leadership program for Simpson County. He is a graduate of Magee High School, Copiah-Lincoln Community College, and the Graduate School of Banking at Louisiana State University. Barnes and his wife, Melissa are the parents of two daughters and three grandchildren. They are both active members of First Baptist Church of Magee.

PriorityOne Bank, based in Magee, Mississippi, operates in ten Mississippi communities: Collins, Seminary,
Hattiesburg, Magee, Mendenhall, Richland,Brandon, Pearl,Pelahatchie, and Morton. PriorityOne Mortgage also has mortgage loan origination offices in Hattiesburg, Collins, and in Brandon, Mississippi. The bank has assets of approximately $510 million.

PriorityOne eStatements A Greener Way To Keep Up With Your Green.

Give your mail carrier and the environment a breather. Sign up for PriorityOne eStatements—the secure, convenient and free way to receive your monthly account statements. PriorityOne eStatements Advantages: View, print or save each month’s checking and savings account statements online Receive an E-mail alert each month when your new electronic statement is available Store your electronic statements in a single, secure location for easy access Save storage space and trees by eliminating paper-based statements Minimize your exposure to mail fraud and identity theft You must have a PriorityOne Checking or Savings account and be enrolled as an Online Banking customer in order to receive eStatements. Once your application for eStatements is confirmed, you will no longer receive traditional paper-based, monthly statements. eStatements for Consumers Customers with a personal checking or savings account may sign-up online to receive eStatements. Simply login at our personal online banking page, click “Account Access”, select the “Online Statements” button, then read and accept the Electronic Statement Consent and Authorization. To access your monthly eStatement, you must login to online banking and follow the same procedure. eStatements for Business Business checking customers must visit a PriorityOne Bank branch in order to sign-up for eStatements. Once you’re signed-up, you may access your monthly eStatement at our business online banking page. Simply click on the eStatements link at the bottom of the page. This will take you to the eStatements login page where you will enter your username and password.