Android app available now, iPhone app coming soon!
Friday, December 2, 2011
Mobile Banking App!
The Holidays are here; and with them comes the need to be aware of your financial situation at a moments notice, just in case you happen upon that perfect Christmas gift that you just have to buy! With PriorityOne's new Mobile Banking App, you can quickly and securely check your balance, transfer funds and pay your bills all from the convenience of an easy to use application. You can also contact PriorityOne and locate your nearest branch or ATM in a matter of seconds! So go ahead, get your smartphone what it wants for Christmas and SHOP ON!
Android app available now, iPhone app coming soon!
Android app available now, iPhone app coming soon!
Monday, October 17, 2011
Happy Boss's Day!
Happy Boss's Day to all of our managers and officers! Thanks for all you do
to make PriorityOne Bank a success!
Ever wonder where Boss's Day came from?
History:
The origin of Bosses Day dates back to 1958. Patricia Bays Haroski, an employee
at State Farm Insurance Company in Illinois, registered it with the U.S.
Chamber of Commerce. Ms. Haroski chose the date because it was her father's
birthday. Who was her boss? ....her father.
What Makes a Good Boss?
Here are some attributes people say make for the best boss:
- Fair
- Honest
- Understanding
- Approachable
- A good communicator
Tuesday, October 11, 2011
FinanceWorks Coming Soon!
Keep track of all your accounts from one secure location using our new personal finance manager, FinanceWorks! Starting in November you can use your POB online banking sign-on to pull in account information and balances from any account at any bank and keep track of them all in one place. This innovative new tool also helps you with budgeting and tracking where your money is going. Click below to see an online demo on how FinaceWorks really works!
Thursday, October 6, 2011
PriorityOne Still Offers FREE Checking Options
Read below to learn about some changes that are coming to many “big banks” in the near future, then visit https://www.priorityonebank.com/checking.html to learn more about our free checking options and how our community bank can serve you.
Trustmark to roll out new checking account options
ClarionLedger.com --- http://www.clarionledger.com/article/20111006/BIZ/110060335/Trustmark-roll-out-new-checking-account-options?odyssey=mod|newswell|text|Home|p
"Some Trustmark National Bank customers could incur a $5 monthly service charge starting Nov. 1 as the bank rolls out its new checking account options.
Customers with Positively Free Checking accounts will be converted to Smart Choice Banking. Customers can avoid the $5 monthly service charge with a $1,000 average balance, 10 debit card transactions or a direct deposit of at least $100.
Trustmark, which controls about 13 percent of the Mississippi market, is the latest bank to modify its free checking structure as institutions nationwide work to make up revenue lost from new regulatory rules.
Senior Vice President Barry Planch says a number of Positively Free Checking customers maintain low balances and use debit cards sparingly. However, those same customers often use services such as Trustmark's call center that cost the bank money to maintain.
"We're in a situation where we're making nothing on them," Planch said of Positively Free Checking.
Planch said Smart Choice Banking should offset some of those bank costs, but he's not expecting a "substantial revenue boon" for the bank as many customers meet one of the qualifiers and would escape the monthly charge.
In a letter dated Oct. 1, Trustmark informed Positively Free Checking customers that they will continue to receive benefits such as free Internet banking and bill pay, free debit cards and unlimited check writing. Account numbers and account access will remain the same.
Other new options include a Simply Free Banking account, which has limited access and no monthly service charge, and a Total Value Banking account, an interest-paying checking account with a $6 monthly service charge.
Planch said Trustmark's management team meets biweekly to review the bank's product line. The bank is keeping a close eye on federal regulation changes that have caused some banks to adjust fees and services.
Regions Bank is one of several larger banks that have added a monthly charge for customers using debit cards. Regions charges some customers $4 a month.
Banks are making up dollars lost when the government lowered how much they could charge retailers when a person uses their debit card.
Wells Fargo, Chase, Citibank and SunTrust have added or are testing debit card fees.
Trustmark has no plans to introduce debit card fees, said Melanie Morgan, a senior vice president and company spokeswoman.
Planch said he couldn't say that Trustmark will never introduce debit card fees, "but I can say that you won't see us come out with a debit card fee next month."
BancorpSouth also has no immediate plans to introduce debit card fees, spokesman Randy Burchfield said.
The Tupelo-based bank last year rolled out its My Way checking account. A $5 monthly service charge is waived if customers maintain a minimum daily balance of $100, make at least five debit card transactions or sign up for direct deposit, similar to Trustmark's new qualifiers."
-Clairon Ledger, October 2011
- Posted using BlogPress
Trustmark to roll out new checking account options
ClarionLedger.com --- http://www.clarionledger.com/article/20111006/BIZ/110060335/Trustmark-roll-out-new-checking-account-options?odyssey=mod|newswell|text|Home|p
"Some Trustmark National Bank customers could incur a $5 monthly service charge starting Nov. 1 as the bank rolls out its new checking account options.
Customers with Positively Free Checking accounts will be converted to Smart Choice Banking. Customers can avoid the $5 monthly service charge with a $1,000 average balance, 10 debit card transactions or a direct deposit of at least $100.
Trustmark, which controls about 13 percent of the Mississippi market, is the latest bank to modify its free checking structure as institutions nationwide work to make up revenue lost from new regulatory rules.
Senior Vice President Barry Planch says a number of Positively Free Checking customers maintain low balances and use debit cards sparingly. However, those same customers often use services such as Trustmark's call center that cost the bank money to maintain.
"We're in a situation where we're making nothing on them," Planch said of Positively Free Checking.
Planch said Smart Choice Banking should offset some of those bank costs, but he's not expecting a "substantial revenue boon" for the bank as many customers meet one of the qualifiers and would escape the monthly charge.
In a letter dated Oct. 1, Trustmark informed Positively Free Checking customers that they will continue to receive benefits such as free Internet banking and bill pay, free debit cards and unlimited check writing. Account numbers and account access will remain the same.
Other new options include a Simply Free Banking account, which has limited access and no monthly service charge, and a Total Value Banking account, an interest-paying checking account with a $6 monthly service charge.
Planch said Trustmark's management team meets biweekly to review the bank's product line. The bank is keeping a close eye on federal regulation changes that have caused some banks to adjust fees and services.
Regions Bank is one of several larger banks that have added a monthly charge for customers using debit cards. Regions charges some customers $4 a month.
Banks are making up dollars lost when the government lowered how much they could charge retailers when a person uses their debit card.
Wells Fargo, Chase, Citibank and SunTrust have added or are testing debit card fees.
Trustmark has no plans to introduce debit card fees, said Melanie Morgan, a senior vice president and company spokeswoman.
Planch said he couldn't say that Trustmark will never introduce debit card fees, "but I can say that you won't see us come out with a debit card fee next month."
BancorpSouth also has no immediate plans to introduce debit card fees, spokesman Randy Burchfield said.
The Tupelo-based bank last year rolled out its My Way checking account. A $5 monthly service charge is waived if customers maintain a minimum daily balance of $100, make at least five debit card transactions or sign up for direct deposit, similar to Trustmark's new qualifiers."
-Clairon Ledger, October 2011
- Posted using BlogPress
Big Changes at PriorityOne Bank
PriorityOne Bank's Odean Busby Appointed as Executive Chairman; Robert Barnes as President and CEO
Odean Busby Robert Barnes
Magee, MS --- PriorityOne Bank announced that its board of directors has appointed Odean Busby as Executive Chairman of the Board and Robert J. Barnes as President and Chief Executive Officer. Both Busby and Barnes have served in executive management positions with PriorityOne for many years. Mr. Busby will continue to serve in numerous capacities throughout the bank and Mr. Barnes will assume the day to day management responsibilities of the organization.
Busby joined PriorityOne Bank as President & CEO in1980. He has served in this capacity,and later as Chairman of the Board, for the past 31 years. The bank under his leadership has grown to over $510 million with 11 branches in five counties in South Mississippi. Also operating under the PriorityOne umbrella are PriorityOne Mortgage, PriorityOne InsuranceAgency, and PriorityOne Financial Services.
Busby currently serves as Treasurer of the Mississippi Bankers Association, Director of First National Bankers Bank, Baton Rouge, LA,Chairman of the Mississippi Guaranty Pool Program, Director of Simpson County Economic Development Foundation, Director of Health Trust Foundation, and as a re-nominated member of the Board of Trustees of William Carey University.
A graduate of Taylorsville High School and Jones County Junior College, Busby also earned a degree in Banking and Finance from the University of Southern Mississippi. He is a graduate of the Mississippi School of Banking, which is held at the University of Mississippi, and the Graduate School of Banking at Louisiana State University.
He and his wife, Glinda are the parents of two children and three grandchildren. They are both active members of First Baptist Church,Magee, MS
Robert J. Barnes joined the bank as a teller in 1983 while attending the University of Southern Mississippi. After graduating with a BSBA in Banking and Finance, he continued with the bank as a loan officer. Since then he has served as Branch Manager, Division President and as the Chief Lending Officer for the bank. He currently serves on the Board of Directors of PriorityOne Bank, PriorityOne Capital Corporation and Copiah-Lincoln Community College Foundation.
Barnes is Past President of the Simpson County Development Foundation, the Magee Chamber of Commerce and the Magee Lions Club. Actively involved in civic activities, Barnes has served as Chairman of Magee Adopt-a-School program and as a founder of the Youth Leadership program for Simpson County. He is a graduate of Magee High School, Copiah-Lincoln Community College, and the Graduate School of Banking at Louisiana State University. Barnes and his wife, Melissa are the parents of two daughters and three grandchildren. They are both active members of First Baptist Church of Magee.
PriorityOne Bank, based in Magee, Mississippi, operates in ten Mississippi communities: Collins, Seminary,
Hattiesburg, Magee, Mendenhall, Richland,Brandon, Pearl,Pelahatchie, and Morton. PriorityOne Mortgage also has mortgage loan origination offices in Hattiesburg, Collins, and in Brandon, Mississippi. The bank has assets of approximately $510 million.
Hattiesburg, Magee, Mendenhall, Richland,Brandon, Pearl,Pelahatchie, and Morton. PriorityOne Mortgage also has mortgage loan origination offices in Hattiesburg, Collins, and in Brandon, Mississippi. The bank has assets of approximately $510 million.
Thursday, September 15, 2011
| PriorityOne eStatements A Greener Way To Keep Up With Your Green. |
|
 Give your mail carrier and the environment a
breather. Sign up for PriorityOne eStatements—the secure, convenient and
free way to receive your monthly account statements.
PriorityOne eStatements Advantages:
eStatements for Consumers
Customers with a personal checking or savings account may sign-up online to receive eStatements. Simply login at our personal online banking page,
click “Account Access”, select the “Online Statements” button, then
read and accept the Electronic Statement Consent and Authorization. To
access your monthly eStatement, you must login to online banking and
follow the same procedure.
eStatements for Business
Business checking customers must visit a
PriorityOne Bank branch in order to sign-up for eStatements. Once you’re
signed-up, you may access your monthly eStatement at our business online banking page.
Simply click on the eStatements link at the bottom of the page. This
will take you to the eStatements login page where you will enter your
username and password. |
Friday, August 26, 2011
POB Player of the Game
PriorityOne Bank player of the game—Kalen Jackson
Recorded on August 26, 2011 at Magee High School Brian Barnard of PriorityOne Bank congratulates Kalen Jackson Player of the Game, Magee VS Mize.Wednesday, August 3, 2011
Wonderful Article from Bank Travel Management about Doris Adcox and our Diamonds Program
New customers are priority one
By Marsha Mack Goberish
Doris Adcox with group
When asked if anyone could travel with her group, even people who are not bank customers, Doris Adcox, director of Diamonds at Priority One Bank in Magee, Mississippi, emphatically answered, “Absolutely.”
And with little pause, Adcox added, “But rest assured, I’ll ask them for their business. I’ve added more than a tidy bit of funds to our bank thanks to our travel program and those newcomers.
“It’s not too hard to get people, often friends and relatives of bank members, to have a serious interest in becoming a bank member themselves when they are having a good time on the motorcoach.”
This straightforward director, also renowned for her sense of humor, admits she had little or no training when she started the bank’s loyalty program 15 years ago.
“We wanted to increase the mature market, where the obvious growth is, so it only made sense to open the doors and ask everyone to come,” she said. “I soon found out that a travel program is a great marketing tool.”
Memorable moments
Although that direct philosophy worked well from day one, Adcox said other trial-and-error approaches have had steamy results. “Planning our first trip, I knew of only one motorcoach company. So I called them, booked the whole thing and smugly thought to myself that this was not such a tough job,” she said. “Well, on that trip to Natchez, Mississippi, in the dead heat of summer with a full motorcoach, the air conditioning went out, and the bus made all sorts of funny noises.
“It was a tough day.”
Diamonds, with 3,000 members, takes at least one international trip a year and many day trips and extended domestic tours.
Adcox, who plans to retire this December, wants to assure her replacement and all those new to the bank travel business that there are always tough days when you’re the leader of 40 people on journeys around the world: from that sweltering day in Natchez to a freezing night in Columbus, Georgia, when her lightly dressed customers were forced out into the cold in the middle of the night due to a fire alarm, and from a panicked woman stuck in a motorcoach bathroom to a missing club member on a plane to Italy.
“There are memorable moments,” she said with a laugh.
“On the other hand, I remember standing on top of the Alps in Switzerland with my group on a beautiful Sunday morning when words could not describe the scenery or the feeling.
“Whether it’s a day trip or an international excursion, it makes me happy to see customers have a good time. These are the moments that give me the greatest pleasure,” she said.
Adcox enjoys success not only with conventional travels but also with grandparent/grandchild vacations. “For those grandparents trips, I choose places kids would enjoy, like the Global Wildlife Center in Folsom, Louisiana, where we all had a ball riding wagons and feeding the animals — those darned camels stole our cups away from us,” she said. “We select eating areas that have several fast-food restaurants to choose from, and we have videos on the bus that are entertaining for all ages.
“I think these annual events are so much fun for everyone because they are planned to appeal to the kid in all of us.”
More fun takes place at the bank’s appreciation dinners held for all 11 branches of Priority One.
“We have great food and entertainment, and the word-of-mouth publicity is invaluable,” she said. “When we’re finished, we’ve fed over 1,000 people. I’m extremely fortunate that our travels and activities are meant to encourage people to become customers. While on the majority of our travels we make some money, there are other times we go in the red.
“In the end, however, it’s always in the bank’s best interest to have such a successful club that plays a vibrant part in all the communities we serve,” said Adcox.
And with little pause, Adcox added, “But rest assured, I’ll ask them for their business. I’ve added more than a tidy bit of funds to our bank thanks to our travel program and those newcomers.
“It’s not too hard to get people, often friends and relatives of bank members, to have a serious interest in becoming a bank member themselves when they are having a good time on the motorcoach.”
This straightforward director, also renowned for her sense of humor, admits she had little or no training when she started the bank’s loyalty program 15 years ago.
“We wanted to increase the mature market, where the obvious growth is, so it only made sense to open the doors and ask everyone to come,” she said. “I soon found out that a travel program is a great marketing tool.”
Memorable moments
Although that direct philosophy worked well from day one, Adcox said other trial-and-error approaches have had steamy results. “Planning our first trip, I knew of only one motorcoach company. So I called them, booked the whole thing and smugly thought to myself that this was not such a tough job,” she said. “Well, on that trip to Natchez, Mississippi, in the dead heat of summer with a full motorcoach, the air conditioning went out, and the bus made all sorts of funny noises.
“It was a tough day.”
Diamonds, with 3,000 members, takes at least one international trip a year and many day trips and extended domestic tours.
Adcox, who plans to retire this December, wants to assure her replacement and all those new to the bank travel business that there are always tough days when you’re the leader of 40 people on journeys around the world: from that sweltering day in Natchez to a freezing night in Columbus, Georgia, when her lightly dressed customers were forced out into the cold in the middle of the night due to a fire alarm, and from a panicked woman stuck in a motorcoach bathroom to a missing club member on a plane to Italy.
“There are memorable moments,” she said with a laugh.
“On the other hand, I remember standing on top of the Alps in Switzerland with my group on a beautiful Sunday morning when words could not describe the scenery or the feeling.
“Whether it’s a day trip or an international excursion, it makes me happy to see customers have a good time. These are the moments that give me the greatest pleasure,” she said.
Adcox enjoys success not only with conventional travels but also with grandparent/grandchild vacations. “For those grandparents trips, I choose places kids would enjoy, like the Global Wildlife Center in Folsom, Louisiana, where we all had a ball riding wagons and feeding the animals — those darned camels stole our cups away from us,” she said. “We select eating areas that have several fast-food restaurants to choose from, and we have videos on the bus that are entertaining for all ages.
“I think these annual events are so much fun for everyone because they are planned to appeal to the kid in all of us.”
More fun takes place at the bank’s appreciation dinners held for all 11 branches of Priority One.
“We have great food and entertainment, and the word-of-mouth publicity is invaluable,” she said. “When we’re finished, we’ve fed over 1,000 people. I’m extremely fortunate that our travels and activities are meant to encourage people to become customers. While on the majority of our travels we make some money, there are other times we go in the red.
“In the end, however, it’s always in the bank’s best interest to have such a successful club that plays a vibrant part in all the communities we serve,” said Adcox.
Adcox at the Swiss Alps
No rest in retirement
Adcox sets high standards not only for herself but also for her destinations. On one occasion, after a disappointing day trip, she decided to give each of the participating travelers a discount on another excursion.
“When you’re relying on information that others have given you about a destination, it doesn’t always work out well. Like any of our trips, this one was my responsibility, and it was my responsibility to make up this disappointing day to my group,” she said.
Carrie Eason, vice president of marketing and sales at Priority One, chimed in: “It’s that kind of attitude with this mama of the big brood that makes Doris so successful. She is so sensitive to her customers and hones into their emotions.
“The job is hard work. There are so many components to the job, and everyone is watching what you’re doing. I’ll tell you that our CEO not only loves Doris but loves the fact he commonly sees us in area newspapers thanks to her diligence in sending out press releases.
“Doris is so flexible; she’s hilarious and takes her job very seriously,” Eason said.
Adcox is also taking her soon-to-be-retired status very seriously, although she did joke about the honey-do list that she guesstimates will take six months for her and her husband of 48 years, Harold, to complete.
“We live in the country on what was my grandparents’ farm,” she said. “My sister lives close by, and we rent some of the land for cattle-raising. I love the outdoors, where I can see for miles; I love gardening, hearing the birds and just being at home.
“I can’t wait to enjoy the outside, spend lots of time with our grandkids and perhaps volunteer at a hospital, and possibly even work part time at a nursery or flower shop. I’ll also be happy to come back to the bank on those occasions they might need me.
“Whatever, there will be no rocking chair for me,” she said.
Eason, who also is Adcox’s boss, summed up her feelings and made it clear she was speaking for Diamonds members.
“For me, the best part of my job at the bank has been being Doris’ friend. While we’ll still get to see her, on a day-to-day-basis we are going to miss her terribly.”
Friday, June 17, 2011
Below is a link to a great article about the advantages of using a community bank as opposed to a larger national one.
http://www.finditlocal411.com/blog/neighborhood-businesses/lending-solutions-for-small-business-advantages-of-using-your-community-banks/
http://www.finditlocal411.com/blog/neighborhood-businesses/lending-solutions-for-small-business-advantages-of-using-your-community-banks/
Tuesday, May 31, 2011
Mendenhall Branch Grand Opening
Our brand new Mendenhall branch recently opened its doors for business. Below is a brief history of POB and some photos from the grand opeing.
HISTORY OF PRIORITYONE BANK
Bank of Simpson County was formed by a group of Simpson County citizens and started operation in 1975 and branched into Mendenhall in 1978. In 1987 State Bank & Trust Company of Collins was purchased by Bank of Simpson County. This expanded the bank to five branches serving Simpson and Covington counties. In 1994 the same group of principal shareholders who owned both Bank of Simpson County and Citizens Bank & Trust Company in Morton merged the banks. The three banks, State Bank & Trust Company, Bank of Simpson County and Citizens Bank & Trust Company became Citizens State Bank in 1994. The resulting bank had $125 million in total assets with a total of ten branches. The bank’s service area was then Simpson, Scott, Rankin and Covington counties with the home office being in Magee, MS. To set us apart from our competition, the name of the Bank was changed from Citizens State Bank to PriorityOne Bank.
Since 1975 the bank has seen tremendous growth due to our loyal customers and dedicated employees. Currently, PriorityOne has $505 million in total assets and approximately 170 full-time employees with eleven offices. The bank has most recently expanded with new branches in Richland, MS and Hattiesburg, MS and has purchased a lot for future expansion in Hattiesburg. Also, PriorityOne acquired The Mortgage Centre, a mortgage lending company based in Hattiesburg with a branch in Brandon. PriorityOne Insurance Agency is a division of the bank and the bank owns a significant interest in Title Services, LLC and Commercial Title Services. The Bank operates a separate operations center located across the street from the main office and occupies additional office space in downtown Magee. The bank has a contractual partnership arrangement with Raymond James Financial Services to provide alternative investments such as fixed annuities, variable annuities, mutual funds, stock brokerage services, financial planning, life insurance and long term health insurance.
PriorityOne Bank is proud of the fact that it remains an independent community based bank that is expanding and growing to serve the vast financial needs of customers in Central and South Mississippi. Local banking is what separates PriorityOne from other banks in our market. We are proud of the fact that we are the number one Community Bank in terms of market share in the markets we serve.
Thursday, May 26, 2011
Odean Busby elected treasurer of Mississippi Bankers Association
JACKSON – Odean Busby of Magee has been elected treasurer of the Mississippi Bankers Association. Busby will be a member of the Board of Directors, which governs the 122-year-old association. MBA's membership includes commercial banks and savings institutions, which hold 99 percent of the bank deposits in Mississippi.
Busby serves as chairman of the board and CEO of PriorityOne Bank in Magee. He has been with the bank for 31 years.
Busby earned a bachelor's degree in banking and finance from the University of Southern Mississippi. He is also a graduate of the Mississippi School of Banking at the University of Mississippi and the Graduate School of Banking at Louisiana State University.
Involved in the association, Busby has served as the past chairman for the Mississippi School of Banking Trustees, as a member of the MBA legislative committee, and as a member of the American Bankers Association's Government Relations Council. He also serves as chairman of the Mississippi Guaranty Pool Board.
Active in his community, Busby is a member of the boards of trustees for William Carey University and Magee General Hospital and the director of the Simpson County Economic Development Foundation.
Busby and his wife Glinda have two grown children, Jason (and wife Robin Busby) and Molly (and husband Chris Barron). They have three grandchildren: Kate, Brooke and Ian.
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